Digital banking against traditional banking Digital Bank Brands & Channels Design a digital bank Digital interactions , product and process Digital Organizations Artificial Intelligence will be the fourth industrial revolution and the second intelligence revolution Moving from centric design to customer-centric design Deliverable results from customer clustering based on varied characteristics Streaming data model Business model and project implementation method Usable protocols for data input and output flows Smart Digital Assistant Artificial Intelligence, New User Interface Integrated digital channel platform Decentralized financial transaction platform Customized business processes platform KYC relationship and money laundering Different levels of authentication Designing a framework for digitization Digital transformation architecture The final result: the bank that thinks